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HRT Buyer Guide

Head to head · a cash charge against a membership

Alloy vs Evernow

Only one of these two publishes a number that is the whole cost of the medicine. Alloy bills the estradiol patch at $300.00 every three calendar months — $1,200.00 over 4 charges a year, plus a one-time $49.00 consultation — and that charge carries the medicine and free delivery. Evernow's $49 a month is a membership: the prescription is billed at a pharmacy and never priced by the company, so its year cannot be totalled. Putting $100 against $49 compares a charge that includes the medicine with one that contains none of it.

Alloy · medicine inside the chargeEvernow · membership only4 vs 12 charges a year

Both records were read on Oct 26, 2026. Every amount on this page is the provider's own published rate, stored on the cycle it is billed on.

Alloy

Telehealth · estradiol patch, billed every three calendar months

92.5Publisher score · position 5

Alloy prices the estradiol patch at $100 a month, shipped and billed every three calendar months, so the charge at a billing event is $300. A one-time $49 consultation covers the intake review and unlimited messaging, and delivery is free. The page read does not establish whether progesterone is included in that charge, or what it would cost in addition, so no combined estradiol-and-progesterone total is published.

Estradiol patch
$300.00 per three calendar months ($100 a month)every three calendar months · medication price
Membership
None
Published medication price
$100
Full record and sources
Evernow

Telehealth · membership plus pharmacy medication

84.0Publisher score · position 10

Evernow charges a $49 monthly membership on the month-to-month term. Medication is billed separately at a pharmacy and is not priced by the provider, so no all-in figure can be derived from published charges.

Menopause HRT
$49.00 per month, membership onlyeach calendar month · membership only
Membership
$49/mo
Published medication price
Not published
Full record and sources

Where the statements above come from

  • Alloy was recorded as “Transdermal patch” at $300.00 per three calendar months ($100 a month), read from the product page on Oct 26, 2026.
  • Evernow was recorded as a $49.00 per month, membership only with no medication price: the prescription is billed at a pharmacy and never by Evernow, read from its membership and FAQ pages on Oct 23, 2026.

Quoting a difference means quoting that source and that date with it.

Scores and positions are set by the publisher, and each placement is listed here as authored. Compensation, advertising relationships and publisher ownership may influence a score or a position. A paid entry is labelled beside its score and rank, and its outbound links are marked as sponsored. Money never changes a recorded charge, a cadence or a source date, and the cost tables and studies are kept separate from these scores.

Two ways to be charged for the medicine

Alloy sells the medicine and prices it: one charge every three calendar months carries the estradiol patch and free delivery. Evernow sells a membership and hands the prescription to a pharmacy, so its published figure covers access and never the medicine. The rows below state what each record says under a specific circumstance. Where a record is silent, the row says silent.

Swipe the table sideways

What each model does under a documented circumstance, with no assumed copay or eligibility
Documented circumstanceAlloyEvernow
Paying cash with no insurance contributionOne published charge carries the patch and free delivery, so the medicine has a known price.The $49 membership repeats and the medicine is a separate pharmacy bill with no published amount.
A plan that may reimburse the prescriptionNo insurance position is stated, so nothing here assumes a plan reduces the charge.The pharmacy may bill insurance, but neither the copay nor a reimbursement amount is published.
Wanting the lowest published monthly figure≈ $100.00/mo derived — the price of the medicine.≈ $49.00/mo derived · known charges only — the membership alone, buying no medicine.
Wanting one number that is the whole cost of the medicineAvailable: the $300 charge is the medicine, and delivery is stated free.Not available: the medication is unpriced, so the publication withholds a total.
Needing progesterone as well as estradiolWhether it is included or what adding it costs is not established, so no combined price is published.Not published at all.
Fewer transactions a year4 billing events a year.12 billing events a year.
Committing to a termNo minimum term is stated.Month to month. Term prices ($129 per three months, $348–$420 a year) are recorded but are not the standard rate.
Starting with the smallest first paymentA $300 supply charge, with a separate $49 consultation whose checkout timing is not established.A $49 first membership charge.

The line this page does not cross

No copay, coinsurance, deductible or eligibility outcome is stated anywhere here. Neither program publishes those amounts, and they depend on a plan and a person rather than on the provider. Where coverage would change what a buyer pays, the page says the amount is not established rather than estimating it.

Every published amount, and how often it is charged

Seven published lines between the two programs, each with what the payment buys and the day its field was read. One of them is a $0 that is a real fact rather than a missing number: Alloy's free delivery. One is a figure that buys no medicine at all: Evernow's membership.

Swipe the table sideways

Every published payment amount for Alloy and Evernow, with what each one covers and the date the record was read
ProgramAmount as writtenWhat the payment buysHow often it is chargedRecorded on
Alloy$300.00 every three calendar monthsEstradiol patch, three-month supply, delivery freeRecurs · 4 charges in 12 monthsOct 26, 2026
Alloy$100.00 a monthThe same patch, as the monthly rate the product page quotesMonthly rate behind a charge billed every three calendar monthsOct 26, 2026
Alloy$49.00One-time consultation covering intake review and unlimited messagingOnce at intake · outside the recurring chargeOct 26, 2026
Alloy$0Delivery, stated as free on the product pageIncluded · no separate feeOct 26, 2026
Evernow$49.00 a monthMembership only; medication is not includedRecurs · 12 charges in 12 monthsOct 23, 2026
Evernow$150.00Self-pay video visit, a separate path from the membershipPer visit · not a recurring chargeOct 23, 2026
EvernowNo amount publishedThe medication, billed at a partner pharmacy or run through insuranceNot established · no medication price exists in the recordNot dated

A recurring amount is stored as billed. Alloy's three-calendar-month cycle is never converted at 84 days, because a calendar quarter is not 12 weeks, and the monthly figure is the page's own $100 rate rather than a division smoothed from a nominal month.

Which figures are the whole cost, and which leave a cost out

A total is only complete where the published charge is the medicine and every required cost carries an amount. Alloy clears that bar for the patch. Evernow does not, because its published charge is the membership and the medication is billed elsewhere with no figure. The differences are stated rather than smoothed over.

Swipe the table sideways

Which of the published twelve-month figures are complete costs and which leave out the medication or another expense
FigureAmountCoverageWhat the figure does and does not include
Alloy · estradiol patch · twelve months of recurring charges$1,200.00CompleteThe published charge, its three-calendar-month cycle and free delivery are all established, across 4 charges. The one-time $49 consultation is not in this figure.
Alloy · patch plus consultation · first year$1,249.00CompleteThe same figure plus the one-time consultation. Progesterone is excluded because its inclusion and cost are not established.
Evernow · membership · twelve months$588.00Omits a costTwelve membership charges. It buys no medicine: the prescription is billed at a pharmacy and is not in this figure.
Evernow · membership plus medication · twelve monthsNot establishedOmits a costThe medication has no published amount, so no total is computed. Nothing is estimated in its place.
Evernow · self-pay video visit$150.00Part of a costA published visit price, but a separate path and not a treatment total.

A complete figure can still be a narrow one. Alloy's total is complete for the estradiol patch and the consultation; it excludes progesterone, because whether that is included or what it costs is not established.

Field by field

The same rows on both sides. A field that exists on one side and not the other prints the gap, because an empty cell reads as zero and a zero here would be a claim nobody made.

Swipe the table sideways

Charges and payment: Alloy against Evernow
FieldAlloyEvernow
Recurring chargeEvernow's figure is a membership. Alloy's figure is the medicine.$300.00 per three calendar months ($100 a month)$49.00 per month, membership only
What the charge buysmedication price — the estradiol patch, shipped, delivery free.membership only — access and messaging. The prescription is billed at a pharmacy.
Derived monthly equivalentDerived from the charge and its published cycle, never typed.≈ $100.00/mo derived≈ $49.00/mo derived · known charges only
First payment published$300.00 for the first three-month medication supply; the one-time $49 consultation is separate and its checkout timing is not established$49.00 at the first monthly membership charge
Payments in 12 months4 charges of $300.0012 charges of $49.00
One-time or additional fee$49.00 one-time consultation, outside the recurring chargeNone priced for the membership. A $150 self-pay video visit is a separate path, not a recurring charge.
Membership or platform feeNone recorded — no recurring membership is statedThe $49 charge is the membership; it recurs every calendar month
CommitmentNot establishedMonth to month

Swipe the table sideways

Medication, fulfilment, insurance and terms: Alloy against Evernow
FieldAlloyEvernow
Formulation publishedTransdermal patch. Whether the patch is compounded or an FDA-approved finished product is not stated in the record.Form not stated. No drug name and no formulation are published — only the membership is.
What the medicine costsInside the $300 charge: the amount is the price of the patch.Billed at a pharmacy and paid there, or run through insurance. Evernow publishes no figure.
ProgesteroneWhether it is included in the $300 charge is not established, and so is the cost of adding it as a separate therapy.Not published. No drug list is published for the pharmacy either.
Consultation or appointmentA one-time $49.00 consultation covers the intake review and unlimited messaging.No consultation fee is charged separately from the membership. A self-pay video visit is listed at $150.
Follow-up and messagingUnlimited messaging is recorded as included in the consultation.Not published on the pages read.
DeliveryFree, stated on the product page.Not stated on the pages read.
Insurance modelNo copay, coinsurance or deductible amount is published by either program.No insurance position is stated in the record; the charge is recorded as self-pay, and whether a plan reimburses any part is not established.Membership billed. The pharmacy may run the prescription through insurance, and medication is negotiated at partner-pharmacy cash prices.
Where the prescription is dispensedThe terms name Curexa, BLEND and Gogo pharmacies; their state licences are not published.A partner pharmacy. No pharmacy is named in the record.
Where care is availableNot published. The terms limit service to states where it is available without listing them.All 50 states plus D.C.
Record readOct 26, 2026Oct 23, 2026

What twelve months comes to

A year is built from whole payments on the cycle each program publishes. Alloy bills every three calendar months, so a year holds 4 charges of $300.00. Evernow bills each calendar month, so its year is 12 membership charges — with the medicine still outside it.

The one comparison that holds

A year of Alloy's patch is $1,249.00 including the consultation, and that buys the medicine. A year of Evernow's membership is $588.00, and that buys access only. The gap between them is $661.00 — the amount by which Evernow's medication would have to come in under that gap for it to end up cheaper, and the record does not publish that medication price.

Swipe the table sideways

Published charges over twelve months, built from whole payments at the cycle each program publishes
What is countedPaymentsPublished total
Alloy · estradiol patch · twelve months of recurring chargesBilled every 3 calendar months, so a year holds 4 charges. A calendar quarter is not 12 weeks and is never converted at 84 days.4 × $300.00$1,200.00Medicine included
Alloy · patch plus the one-time consultation · first yearThe consultation is a one-time charge. Whether the two are taken in the same transaction is not established.$1,200.00 + $49.00 once$1,249.00Medicine included
Evernow · membership · twelve monthsTwelve membership charges that buy no medicine. The prescription sits outside this figure.12 × $49.00$588.00Medicine excluded
Evernow · membership plus medication · twelve monthsThe medication has no published amount, so no total is computed in its place.Membership + pharmacy billNot establishedMedicine excluded

The Evernow rows count membership charges and nothing else. Adding a medicine cost to them would require a number Evernow does not publish, so no Evernow total is printed. The gap above is arithmetic on two published figures, not a recommendation.

What the records do not establish

Both sides carry lines that cost a buyer money and carry no number. They are listed here rather than folded into a total, because an unknown is the difference between a figure and a guess.

Swipe the table sideways

Cost lines neither program prices, why no figure is printed for them, and what the record actually says
ProgramCost lineWhat the record saysWhy no figure is printed
EvernowThe medicationBilled at a pharmacy and paid there or run through insurance. No amount is published.An unpriced medicine stays unpriced rather than being filled in from another program's rate.
EvernowWhether a plan reimburses any part of itThe pharmacy may run the prescription through insurance; no copay or reimbursement amount is stated.A copay depends on a plan and a person, both outside the record.
EvernowCancellation and refund termsNot published on the pages read.These are met after paying, so their absence is stated rather than assumed to be flexible.
EvernowThe starting priceA membership page prints 'Starts at $35/month' while the sign-up page prints $49 month-to-month.The record keeps $49 as the month-to-month rate and flags the disagreement rather than picking the lower number.
AlloyProgesterone inclusion and costWhether it is in the $300 charge, and what adding it costs, are both not established.No combined estradiol-and-progesterone total is published from a blank.
AlloyWhen the $49 consultation is chargedThe fee is published, but no page states it is taken with the first $300 supply charge.Summing the two into one checkout total would invent a transaction.
AlloyInsurance positionNo insurance path is stated either way in the record.Silence is not 'not accepted', and it is not coverage either.
AlloyState coverageThe terms limit service to states where it is available without listing them.No list is published, so coverage is recorded as not published.

Evernow carries the larger unknown: the medication itself is the biggest single cost a hormone program produces, and it has no published amount. Alloy's unknowns are narrower — progesterone, the checkout timing of its consultation, an unstated insurance position and an unpublished state list.

What happens when a buyer stops

Cancellation and refund terms in the record's own words, since these are met after paying rather than before.

Alloy

Cancellation

Cancel at least 7 days before the end of the subscription period, by emailing [email protected] or from the account dashboard. A pause or cancellation must be submitted at least 5 business days before the next shipment processes.

Refunds

Refunds cover the first shipment of a physical product only, within 30 days of receipt. Subscription fees, telemedicine consultation fees and other service charges are non-refundable. Damaged or undelivered shipments are replaced rather than refunded, and a dispensed prescription cannot be returned.

Read Oct 26, 2026

Evernow

Cancellation

Not published on the pages read

Refunds

Not published on the pages read

Read Oct 23, 2026

What each model does well, and what it asks of a buyer

These are strengths and weaknesses of the billing model, not of the care. Every line is a fact about what is published or omitted — a price, a cadence, a term, a named pharmacy — and none is an experience, an outcome, or a clinical rating. No program is declared better than the other here.

Alloy

What works in the buyer's favour

  • One published charge is the price of the medicine, and delivery is stated free.
  • A named product and a named formulation: a transdermal estradiol patch.
  • The one-time consultation fee is published as its own amount, not folded into the monthly rate.
  • Four billing events a year rather than twelve.
  • Cancellation and refund terms are set out in detail, including the 7-day and 30-day windows.

What the buyer has to watch

  • A single billing event is $300, so the smallest committed payment is large.
  • Whether the one-time $49 consultation is charged with the first $300 payment is not established.
  • Whether progesterone is included, or what adding it costs, is not established.
  • No insurance position is stated, so whether a plan offsets any part is unknown.
  • State coverage is not published.
  • Subscription and telemedicine fees are non-refundable; only the first physical shipment is refundable, and only within 30 days.

Evernow

What works in the buyer's favour

  • The lowest published monthly figure of the two, at $49.
  • Month to month, with no stated minimum term.
  • Available in all 50 states plus D.C., stated on its own FAQ.
  • Medication is negotiated at a partner pharmacy at cash prices and may run through insurance.
  • Term prices are recorded ($129 per three months, $348–$420 a year), lower than the month-to-month rate.

What the buyer has to watch

  • The published figure is the membership only; the medication — the larger cost — is unpriced, so no total exists.
  • The membership recurs whether or not a prescription is dispensed.
  • Cancellation and refund terms are not published on the pages read.
  • A conflicting starting price ('Starts at $35/month') sits beside the $49 month-to-month rate.
  • No pharmacy is named and no delivery term is published.
  • A self-pay video visit is listed at $150 as a separate path, not included in the membership.

How this page is built

The same record model the ledger uses, applied to two programs and nothing else.

  1. 01

    Both sides are read from one record model

    Every cell comes from the same fields the ledger prints, so a corrected provider record changes this page rather than leaving it to drift.

  2. 02

    A year is built from whole payments

    Alloy bills every three calendar months, so 365 days holds 4 charges. Evernow bills each calendar month, so its year is 12 membership charges. A calendar quarter is never converted at 84 days.

  3. 03

    A membership is never printed as the cost of the medicine

    Evernow's $49 is labelled as a membership in every row it appears in. Its published price is real, but it does not buy the medication, so it is never shown as a treatment total.

  4. 04

    An unpriced medicine stays unpriced

    Evernow's medication is left with no number, which is why no Evernow total appears anywhere on the page — not in the table, not in the prose, not in an FAQ answer.

  5. 05

    A one-time fee is kept out of the monthly figure

    Alloy's $49.00 consultation is recorded once and shown beside the first year rather than folded into a monthly rate. Whether it is charged with the first supply payment is not established, so no combined checkout total is printed.

  6. 06

    No clinical equivalence is implied

    The records name different things — a named patch on one side, a membership with no named drug on the other. Comparing two charges is not comparing two treatments, and nothing here suggests one substitutes for the other.

Questions this comparison answers

Is Alloy or Evernow cheaper?

Not on the published figures as if they were the same thing, because they are not. Alloy's $300.00 charge is the price of the estradiol patch, billed every three calendar months, which is $1,200.00 across 4 charges a year plus a one-time $49.00 consultation. Evernow's $49 a month is a membership: the medicine is billed at a pharmacy and Evernow publishes no amount for it, so its $588.00 a year buys access and not medicine. Alloy is more expensive than Evernow's membership before Evernow's medication is added, and cheaper or not once it is — and the record does not establish which, because that medication price does not exist.

What exactly does Alloy charge?

Alloy prices the estradiol patch at $100 a month, shipped and billed every three calendar months, so a billing event is $300.00. A one-time $49.00 consultation covers the intake review and unlimited messaging, and delivery is stated as free. No recurring membership is recorded. Whether progesterone is included in that charge, or what adding it costs, is not established, so no combined estradiol-and-progesterone total is published. Whether the consultation is collected with the first supply charge is also not established.

What does Evernow's $49 a month actually cover?

The membership only. Evernow's own membership page states that medication costs are not included and are negotiated at a partner pharmacy at cash prices, and its FAQ says a prescription is filled at a pharmacy and paid there or run through insurance. A self-pay video visit is listed at $150.00 as a separate path. Term prices are recorded too — $129 per three months and $348–$420 a year — but those are term prices, not the month-to-month rate the entry figure uses. No medication amount is published, so no all-in figure can be derived.

Does either program bill insurance?

Alloy's record states no insurance position at all, so whether a plan reimburses any part of its charge is not established. Evernow bills a membership, and its pharmacy may run the prescription through insurance or price it at cash rates. Neither program publishes a copay, coinsurance or deductible amount, and those depend on a plan and a person rather than on the provider, so this page states none.

Can Evernow's total cost be calculated from published figures?

No. The membership recurs at $49 every calendar month, which is $588.00 over twelve charges, but that figure covers no medicine. The medication is the larger cost and has no published amount. Filling it in from another program's rate would invent a price Evernow never published, so the total is withheld rather than estimated.

What happens if I stop or cancel?

Alloy asks for cancellation at least 7 days before the end of the subscription period, by email or from the dashboard, and a pause or cancellation must be submitted at least 5 business days before the next shipment. Its refunds cover the first shipment of a physical product only, within 30 days; subscription and telemedicine fees are non-refundable, and a dispensed prescription cannot be returned. Evernow's cancellation and refund terms are not published on the pages read, so nothing here describes them.

Where to go next

This page compares two programs on the same fields. The insurance guide takes the wider question of billed care against cash programs, the twelve-month study totals the offers whose charges are complete enough to total, and each profile holds the full record with every source it was read from.

Every head-to-headInsurance against cash payThe first twelve monthsThe cohort cost studyAlloy's full recordEvernow's full recordThe full ledger

Last modified Oct 26, 2026

A comparison of published charges is not a comparison of care, and nothing on this page suggests one program is clinically better than another.