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  <title>HRT Buyer Guide — research notes</title>
  <subtitle>Method notes on how hormone therapy programs charge, each tied to a dated price record rather than to a general claim about pricing.</subtitle>
  <id>https://hrtbuyerguide.com/feed.xml</id>
  <link href="https://hrtbuyerguide.com/feed.xml" rel="self" type="application/atom+xml" />
  <link href="https://hrtbuyerguide.com/articles" rel="alternate" type="text/html" />
  <updated>2026-10-26T00:00:00Z</updated>
  <author>
    <name>HRT Buyer Guide</name>
    <uri>https://hrtbuyerguide.com/about</uri>
  </author>
  <rights>Citation permitted with the provider name, the charge as billed, its cadence and the read date. No warranty.</rights>

  <entry>
    <title>Online HRT pricing 2026: 18 offers analysed</title>
    <id>https://hrtbuyerguide.com/research/2026-online-hrt-pricing</id>
    <link href="https://hrtbuyerguide.com/research/2026-online-hrt-pricing" rel="alternate" type="text/html" />
    <published>2026-10-26T00:00:00Z</published>
    <updated>2026-10-26T00:00:00Z</updated>
    <category term="research" />
    <summary>Half of 18 recorded HRT offers publish a charge complete enough to derive an all-in monthly figure. The other half cannot be summarised, and none is averaged.</summary>
  </entry>

  <entry>
    <title>The 28-day cycle is the quietest cost in hormone therapy billing</title>
    <id>https://hrtbuyerguide.com/articles/the-28-day-cycle</id>
    <link href="https://hrtbuyerguide.com/articles/the-28-day-cycle" rel="alternate" type="text/html" />
    <published>2026-10-14T00:00:00Z</published>
    <updated>2026-10-14T00:00:00Z</updated>
    <category term="billing" />
    <summary>Twelve cycles a year is 336 days. The thirteenth charge is not a fee increase; it is arithmetic.</summary>
  </entry>

  <entry>
    <title>What labs included means when you read a price list</title>
    <id>https://hrtbuyerguide.com/articles/what-labs-included-means</id>
    <link href="https://hrtbuyerguide.com/articles/what-labs-included-means" rel="alternate" type="text/html" />
    <published>2026-10-08T00:00:00Z</published>
    <updated>2026-10-08T00:00:00Z</updated>
    <category term="fees" />
    <summary>The phrase appears on almost every program page. It rarely says which labs, how often, or who pays when the panel is repeated.</summary>
  </entry>

  <entry>
    <title>Pellets are priced per visit, and that changes the annual number</title>
    <id>https://hrtbuyerguide.com/articles/pellets-priced-per-visit</id>
    <link href="https://hrtbuyerguide.com/articles/pellets-priced-per-visit" rel="alternate" type="text/html" />
    <published>2026-09-30T00:00:00Z</published>
    <updated>2026-09-30T00:00:00Z</updated>
    <category term="billing" />
    <summary>A pellet insertion is billed per visit, not per month, so the monthly figure has to be derived rather than read.</summary>
  </entry>

  <entry>
    <title>A membership that is included is not free</title>
    <id>https://hrtbuyerguide.com/articles/included-membership-is-not-free</id>
    <link href="https://hrtbuyerguide.com/articles/included-membership-is-not-free" rel="alternate" type="text/html" />
    <published>2026-09-22T00:00:00Z</published>
    <updated>2026-09-22T00:00:00Z</updated>
    <category term="fees" />
    <summary>When a membership sits inside the plan price, the plan is one charge, not two stacked on top of each other.</summary>
  </entry>

  <entry>
    <title>The blank field problem: why a missing price is never averaged</title>
    <id>https://hrtbuyerguide.com/articles/the-blank-field-problem</id>
    <link href="https://hrtbuyerguide.com/articles/the-blank-field-problem" rel="alternate" type="text/html" />
    <published>2026-09-15T00:00:00Z</published>
    <updated>2026-09-15T00:00:00Z</updated>
    <category term="method" />
    <summary>Averages are how a comparison quietly invents the data it could not find.</summary>
  </entry>

  <entry>
    <title>What a combined plan hides, and what it does not</title>
    <id>https://hrtbuyerguide.com/articles/what-a-combined-plan-hides</id>
    <link href="https://hrtbuyerguide.com/articles/what-a-combined-plan-hides" rel="alternate" type="text/html" />
    <published>2026-09-04T00:00:00Z</published>
    <updated>2026-09-04T00:00:00Z</updated>
    <category term="billing" />
    <summary>One membership for two medicines is genuinely cheaper than two memberships. It also removes a price from the table.</summary>
  </entry>
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